South African medical schemes – the late joiner penalty.

Late joiner penalty – medical schemes. The Medical Schemes Act makes provision for a late joiner penalty to be applied to members (of medical schemes) over the age of 35, who have not belonged to a registered South African medical scheme … Read more

Podcast about the Discovery Life Impairment Fund

To think we had a podcast going in 2008!!! Way before the curve… now we don’t. (so just keeping the post for historical purposes)   This explains another option when you do not have sufficient money to pay for medical … Read more

Is Medical Aid too expensive for you?

PLEASE NOTE THAT A STANDALONE IMPAIRMENT FUND IS NO LONGER OFFERED. Being a broker for medical schemes and risk cover (life, disability, severe illness cover, etc.), I often come across situations where medical aid cover is simply too expensive for … Read more