South African medical schemes – the late joiner penalty.

Updated: 1/11/20Late joiner penalty – medical schemes. The Medical Schemes Act makes provision for a late joiner penalty to be applied to members (of medical schemes) over the age of 35, who have not belonged to a registered South African medical … Read more

Podcast about the Discovery Life Impairment Fund

Updated: 14/09/16To think we had a podcast going in 2008!!! Way before the curve… now we don’t. (so just keeping the post for historical purposes)   This explains another option when you do not have sufficient money to pay for … Read more

Is Medical Aid too expensive for you?

Updated: 14/09/16PLEASE NOTE THAT A STANDALONE IMPAIRMENT FUND IS NO LONGER OFFERED. Being a broker for medical schemes and risk cover (life, disability, severe illness cover, etc.), I often come across situations where medical aid cover is simply too expensive … Read more