Short Term Insurance

Short Term Insurance

Short term insurance is for most people, who love acquiring material possessions and assets.

Unfortunately, “other” people also love these material possessions and assets and they are often stolen, damaged, lost and the like.

Which is why short term insurance has become such a huge industry.

The pooling of the costs of these losses has lead to the creation of large companies in South Africa.

These companies play the role of protecting against loss/damage of these assets.


The insurance industry has bespoke plans for smaller niche industries. E.g. guesthouse insurance, golf estate insurance and so on. Marine insurance is another big area which you would be looking for a specialist for.

One of the newer risks is Cyber insurance, which is escalating rapidly. (luckily Discovery Insure has included some cover for this in their commercial insurance plans).

If you are looking for cover for a specialist risk, let us know. We may be able to direct you to the correct place.


Otherwise, as concerns this site.

We have a page for personal Motor and Household Insurance

Mostly based on the Discovery Insure product – as i source myself.

If you want comparisons from a few companies, i request the quote from Vital Consult/ Waves Wealth- which has a short term desk specialising in this.


The page for Commercial Insurance will be put up soon.

This will operate in the same way, if Discovery Commercial insurance i will source (Discovery Insure have added to the standard/ usual commercial policies- which is why i like them).

For more/other company quotes, it will go through the short term specialists at the short term desk.


If you have no idea what you actually want and just want to be contacted, you can use this contact form below and indicate what the situation is with a message.