Hollard Life’s – Deferred Life cover
Thought that I would put this up…
for those of you that cannot get/ or are struggling to get life cover (due to chronic illness or poor health).
Hollard Life offer a plan where you are covered for accidental death during a waiting period.
There is a 3 year waiting period, during which your death caused by an accident would be covered.
After the 3 year waiting period, you are fully covered for all causes of death.
If you die within the 3 years from a cause that is not accidental (e.g. ill health), then your premiums paid are refunded.
This is worth a try (ask for quote) if you are struggling to get life cover.